Buying a home is a big deal. You’re faced with a thousand decisions, there’s a lot of money at stake, and you will often run into situations for which you’re completely unprepared. You won’t even know what questions to ask.
When you engage me to help you purchase a home I’ll be at your side every step of the way. I will make the process easier, shorter, less expensive, and more fun than if you undertook it on your own.
Even if you’re an experienced buyer you have a life to live: real estate is what I do every day. Let me carry some of the weight for you.
The first step towards buying a home is to make it clear why you’re doing it. What’s your motivation? To stop paying rent? To start building wealth? To have a place of your own? To raise a family? To have more space? To live in a nicer neighbourhood? These are all good reasons, and you might have more than one, but getting clear on what the most important motivator is will save a lot of time and effort.
Once your motivation is clear you’ll want to list all the features you’re looking for in a new home: number of bedrooms and bathrooms, desired neighbourhood, style of home, etc. Be specific. And don’t censor yourself. You don’t know what’s out there yet.
After you’ve listed all the features you can think of, split off the “must-haves” from the “nice-to-haves.” Imagine yourself narrowing in on a target. What kind of community is important to you? How far are you willing to commute? What are the closest schools? How much do you want to use your car? What kind of services and attractions are really important to you: restaurants? Shopping? Parks? Libraries?
How much space do you need? How long do you expect to live in your new home? Do you want a new home or are you willing (or eager) to do some renovating?
Once you’ve got a good idea what you’re looking for, you want to get pre-qualified by a mortgage professional. Nothing’s worse than looking at a bunch of homes, finding something you really like, then finding out that it’s outside your price range.
I work with several mortgage professionals who can usually qualify you quite quickly, sometimes even online or over the phone. If you’re not ready to buy right away they’ll be able to work for you over the long haul, helping you get prepared financially. Don’t wait to meet with a mortgage broker - do it before you start looking for houses, even if you think you won’t be ready for a year or more.
Call, text, or email and I’ll set you up.
Once you know what you’re looking for and what you can afford, we can start to have some fun. I’ll set up a search for the properties that meet your criteria and then we can begin viewing houses. You can also search right here on my website. I have access to all the latest listings and through my network even hear about soon-to-be-available properties before they hit the market.
Step Four (and beyond)
After we find the perfect home for you I’ll be with you all the way to the end and beyond. I’ll negotiate the deal, complete the paperwork, do the due diligence, and get you into your home at the best price in the shortest time with the fewest problems. From viewing to closing I’ll be a phone call away.
And my service doesn’t have to end there. I work with clients, not transactions, and my goal is to be your agent for life. If you have any questions or problems in your new home I’ll do my best to help you solve them. If and when you’re ready to move I’ll be ready to help you sell your present home and find another that suits your changing lifestyle.